Medicare Blog

what are the requirements for weight loss surgery and medicare

by Miss Maureen Kilback Published 3 years ago Updated 2 years ago
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The following criteria must be met in order for Medicare to cover your weight loss surgery:

  • BMI (body mass index) of 35 or greater – What’s your BMI?
  • At least one co-morbidity – This is a serious illness directly related to your obesity. ...
  • You must have documented evidence that you’ve been obese for the last 5 years.
  • Documented participation in a medically supervised weight loss program. ...

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Full Answer

Does Medicare pay for weight loss surgery?

Original Medicare (Part A and Part B) does cover weight loss programs, therapy, screenings and surgery if your doctor or health care provider decides that treatment is medically necessary. Medicare Advantage (Part C) plans also cover weight loss programs when they're medically necessary.

Is gastric bypass surgery covered by Medicare?

Medicare covers bariatric surgical procedures, including gastric bypass surgery, when a person has certain health conditions related to obesity. Medicare criteria for bariatric surgery include: A person with an obesity-related health condition may also qualify for Medicare-subsidized gastric bypass surgery. Such conditions include:

What are the requirements for getting a gastric bypass?

  • Your previous efforts to lose weight with diet and exercise have been unsuccessful
  • Your body mass index (BMI) is 40 or higher
  • Your BMI is 35 or higher, and you have a serious weight-related health problem, such as type 2 diabetes, high blood pressure, or severe sleep apnea

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Do I qualify for weight loss surgery?

You typically qualify for bariatric surgery if you have a BMI of 35-39, with specific significant health problems like Type 2 diabetes, sleep apnea or high blood pressure. A BMI of 40 or higher also is a qualifying factor. Find out more about the benefits of weight loss. (PDF)

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What can disqualify you from bariatric surgery?

Exclusions for weight loss surgeryDrug and/or alcohol addiction.Age under 16 or over 75.History of heart disease or severe lung problems. ... Chronic pancreatitis (or have a history of this).Cirrhosis of the liver.Autoimmune disease such as systemic lupus erthyematosus.More items...

What is the wait time for bariatric surgery using Medicare?

From the first appointment to medical clearance, Medicare may take three to four months to approve the surgery. However, this timeframe may vary depending on health conditions and severity.

What criteria do you have to meet for weight loss surgery?

To be eligible for weight-loss surgery, you must meet the following requirements: Have a body mass index (BMI) of 40 or higher, or have a BMI between 35 and 40 and an obesity-related condition, such as heart disease, diabetes, high blood pressure or severe sleep apnea.

Can you be denied for weight loss surgery?

But why might a patient not qualify for bariatric surgery? BMI: First and most obviously, they simply may not have a BMI that is high enough. A BMI of 35 or more with one or more obesity related conditions or BMI of 40 or greater regardless of obesity related conditions is required to have surgery.

Will Medicare pay for skin removal after gastric bypass surgery?

Original Medicare will only cover a tummy tuck (abdominoplasty) if medically necessary after extreme weight loss or bariatric surgery. To be medically necessary, the loose skin must be causing discomfort or rash or interfere with your ability to perform daily tasks.

How long does it take to get approved for weight loss surgery?

The entire process, from consultation to surgery, generally takes about six months to complete. It often depends on you and your insurance requirements.

Can you get gastric bypass at 200 lbs?

Learn your body mass index A BMI range of 18-24.9 is considered optimal. Morbid obesity is defined as a BMI score of 40 or more. You typically qualify for bariatric surgery if you have a BMI of 35 or greater, with specific significant health problems like Type 2 diabetes, sleep apnea or high blood pressure.

How do I convince my doctor I need bariatric surgery?

Make an Appointment with Your Primary Care Physician Tell your GP that you are interested in weight loss surgery and are seeking a referral. Discuss your present health conditions or any medications you are on and how these may be affected with surgery.

What tests are done before bariatric surgery?

Certain basic tests are done prior to surgery: A complete blood count. Urinalysis. Chemistry panel. Gallbladder ultrasound.

Why you shouldn't get gastric sleeve?

Fact: For most people, the risk for bariatric surgery is low, comparable to having your gall bladder removed. In fact, it may be riskier to not have the surgery. "If you stay morbidly obese," Torquati says, "you are much more likely to die from heart disease, diabetes, stroke and even some types of cancer."

Why did my insurance deny bariatric surgery?

These can include denial for not meeting a clearly specified criteria such as level of obesity, not passing psychological exams (diagnosed with bipolar disorder or untreated depression can result in denial), to not going to an approved nutritionist.

What's the best weight loss surgery?

The study found that gastric bypass appeared to be most effective for weight loss: Gastric bypass surgery resulted in an average 31 percent loss of total body weight in the first year and 25 percent of total body weight after five years.

What is deductible in Medicare?

deductible. The amount you must pay for health care or prescriptions before Original Medicare, your prescription drug plan, or your other insurance begins to pay. if you expect to be admitted to the hospital. Check your Part B deductible for a doctor's visit and other outpatient care.

Does Medicare cover bariatric surgery?

Bariatric surgery. Medicare covers some bariatric surgical procedures, like gastric bypass surgery and laparoscopic banding surgery, when you meet certain conditions related to morbid obesity.

How long does it take for Medicare to approve weight loss surgery?

Sometimes, the process can take up to a few months before you receive approval for coverage.

What are the different types of weight loss surgery?

What types of weight loss surgery are covered? When it comes to weight loss surgery, there are three general approaches: malabsorptive, restrictive, and a combination of malabsorptive and restrictive . The best approach for you depends on your weight, overall health, and weight loss goals.

What does Medicare Part B cover?

Medicare Part B. Part B covers medical costs , such as doctor’s visits before surgery, obesity screenings, nutrition therapy, and lab work before surgery. Part B may also pay for surgeon’s fees as well as facility costs if you have the procedure in an outpatient (non-hospital) facility.

How much is Part B insurance?

Part B also charges a monthly premium of $144.60. Part C. Rates for Part C plans vary based on your provider and coverage, but they can have their own deductibles, copays, and coinsurance amounts. Contact your plan or check the summary of benefits and coverage through your insurance provider’s website. Medigap.

What is the BMI of a person?

a body mass index (BMI) that is at least 35 or higher. at least one other condition related to obesity, such as diabetes, high blood pressure, or hyperlipidemia. previous unsuccessful attempts to lose weight with medically supervised treatments (such as weight loss programs with nutritional counseling) Your doctor may also have additional ...

Does Medicare cover weight loss surgery?

Medicare covers weight loss surgery if you meet certain criteria, such as having a BMI greater than 35. Medicare only covers certain types of weight loss procedures. There will be some out-of-pocket costs for covered services, such as deductibles and copayments, depending on your specific situation and coverage.

Does Medicare cover out of pocket costs?

Medigap plans cover out-of-pocket costs that Medicare doesn’t cover. Your Medigap policy may help cover deductibles, copayments and coinsurance costs, depending on your policy. You can purchase a Medigap policy through a private health insurance company. Tip. Often, your surgeon will have a coordinator discuss your financial options related ...

What are the requirements for bariatric surgery?

Other Medicare requirements for bariatric surgery include blood testing ( thyroid, adrenal, and pituitary); and a psychological evaluation.

What are the requirements for Medicare?

Medicare requirements are comparable to most major insurance provider conditions. Including a referral from your doctor stating the medical necessity for surgery. Qualifications include having a body mass index (BMI) of 35 or higher with at least one relating health condition (such as high blood pressure, diabetes, and high cholesterol).

How much weight does a gastric sleeve remove?

Gastric sleeve surgery removes and separates about 85% of the stomach, and then the remaining gets molded into a tubular shape that can’t contain much food or liquid. Patients lose an average of 65% of extra weight after gastric sleeve surgery, which may be why it was the fastest-growing bariatric surgery in 2019.

How much does Medicare pay for healthcare?

Medicare pays for 80% of your healthcare costs, which leaves the beneficiary with a bill for the remaining 20%. Depending on how much a procedure or healthcare service costs, 20% may still be an expensive bill.

How many people are obese in the US?

Today, nearly 40% of US adults are obese, an estimate from the Centers for Disease Control and Prevention. Obesity increases many pressing health risks; that may significantly decrease a person’s quality of life and shorten their lifespan.

Does Medicare cover bariatric surgery?

Medicare coverage for bariatric weight loss surgery is available for individuals eligible due to morbid obesity. When it comes to fighting obesity, weight-loss surgery is known as one of the most efficient approaches. Today, nearly 40% of US adults are obese, an estimate from the Centers for Disease Control and Prevention.

Is gastric bypass surgery the oldest weight loss surgery?

Gastric Bypass surgery is one of the oldest weight loss procedures that the program covers in the US. Unfortunately, obesity has become a national epidemic. At the rate we’re going – by the year 2030, about half American adults will be obese.

What is considered morbidly obese on Medicare?

Medicare recipients who meet the criteria for medically necessary weight loss surgery are typically considered morbidly obese, which means they have a body mass index greater than 35. You may also qualify for a medically necessary weight loss surgery if you have health conditions related to obesity, such as type 2 diabetes.

How does weight loss surgery work?

The Mayo Clinic categorizes weight loss surgery according to the way in which it changes how the body responds to food: restriction or malabsorption. In a surgery that uses a restriction method, the stomach is altered in order to limit the volume of food it can hold. A surgery that alters the length or use of the small intestine changes how many ...

What is the procedure to remove the small intestine?

These are the four most common weight loss surgeries: Roux-en-Y gastric bypass. This procedure creates a pouch that is small and located at the top of the stomach, then connected directly to the small intestine.

How much of the stomach is removed during a gastrectomy?

Sleeve gastrectomy. In this surgery, up to 75 percent of a person’s stomach is removed in order to reduce how much food the remaining stomach size, which now resembles a sleeve or tube, can hold. Biliopancreatic diversion.

Is weight loss surgery a non surgical procedure?

Weight loss surgery can be an effective treatment for those people who are struggling to lose weight through non-surgical methods, like dieting and exercise. If you or a loved one receives Medicare benefits and may be considering weight loss surgery to overcome obesity, there are several factors to consider.

Is weight loss surgery dangerous?

Risks Associated with Weight Loss Surgery. With any surgery related to weight loss, there may be a heightened risk of internal bleeding, infection or blood clots, especially if mobility is impaired during recovery.

Can weight loss surgery cause gallstones?

Risks that are specific to weight loss surgery can also include developing gallstones or conditions related to nutritional deficiency, such as anemia and osteoporosis.

What is the BMI for Medicare?

Medicare has ruled that some weight loss procedures are reasonable and medically necessary for people who meet these criteria: They have a BMI of 35 or higher. They have had previous unsuccessful obesity treatment. They have at least one of the illnesses associated with obesity.

How much does weight loss surgery cost?

According to the National Institute of Diabetes and Digestive and Kidney Diseases, weight loss surgeries cost between $15,000 and $25,000. It is difficult to estimate the portion of this amount that a person must pay, as it is not possible to determine the necessary services in advance.

How often do you get a Medicare deductible?

A person can check if they have met their deductibles through their Medicare portal or by referring to the Medicare notice, which they should receive every 3 months. A person with original Medicare may expect the following costs: Part A deductible of $1,408. Part B deductible of $198. Part B coinsurance of 20%.

How does Medicare work?

Medicare covers three different procedures. Two of them work by both making the stomach size smaller and changing the small intestine. The third option deals solely with making the stomach smaller. The procedures are:

How does a stomach surgery work?

This option consists of two separate surgeries. The first procedure cuts out part of the stomach, while the second redirects food to bypass the greater part of the small intestine. This procedure results in more weight loss, but it also has a higher risk of surgery-related problems and nutrient deficiencies.

Is there a 100% coverage for obesity?

In addition, they must have a history of unsuccessful obesity treatment, as well as at least one illness relating to the condition. The coverage is not 100%. An individual must pay deductibles, coinsurance, and copayments. Total costs depend on several factors.

Does Medicare cover weight loss surgery?

Medicare covers some, but not all, types of weight loss surgery if a person meets several conditions. associated with a significant degree of obesity. In addition, they must have a history of unsuccessful obesity treatment, as well as at least one illness relating to the condition. The coverage is not 100%.

Bariatric Surgery Facility Certification Requirements

The Centers for Medicare and Medicaid Services no longer require weight loss surgery hospitals and facility to be designated Centers of Excellence in order to be covered.

Bariatric Surgical Management Of Morbid Obesity

Fee schedules, relative value units, conversion factors and/or related components are not assigned by the AMA, are not part of CPT, and the AMA is notrecommending their use. The AMA does not directly or indirectly practice medicine or dispense medical services.The AMA assumes no liability for data contained or not contained herein.

Which Bariatric Surgeries Are Covered By Medicare

Medicare coverage includes a wide range of weight-loss surgeries. These include:

Lets Take A Closer Look At The Different Types Of Bariatric Surgery

Some of the common types of Medicare bariatric surgeries include gastric bypass, lap band surgery and gastric sleeve surgery.

Ways To Meet The Gastric Sleeve Surgery Requirements

The minimum requirements to qualify for gastric sleeve surgery include:

Medicare Options & How To Apply

As explained above, qualifying individuals are usually automatically enrolled in part A unless explicitly choosing to enroll in a Medicare Advantage plan . As long as you or your spouse paid Medicare taxes during your workinglife, Part A will usually be offered at no charge.

Requirement For Psychological Evaluation

Candidates for obesity surgery who have a history of severe psychiatric disturbance or who are currently under the care of a psychologist/psychiatrist or who are on psychotropic medications should undergo a comprehensive evaluation by a licensed psychologist or psychiatrist to assess the patients suitability for surgery, the absence of significant psychopathology that can limit an individuals understanding of the procedure or ability to comply with life-long follow-up ..

How much does Medicare pay for bariatric surgery?

If your bariatric surgery is performed in an outpatient setting, Medicare Part B will help cover your costs after you meet your Part B deductible ( $198 per year in 2020). After you meet your deductible, you are typically responsible for paying 20 percent of the Medicare-approved amount for your weight loss surgery.

What is the fasting glucose for Medicare?

You have a hemoglobin A1c test result between 5.7 and 6.4 percent, a fasting plasma glucose of 110 to 125 mg/dL or a 2-hour plasma glucose of 140 to 199 mg/dL within 12 months before attending the first core session of the prevention program.

What is Medicare Part B?

Medicare Part B (medical insurance) covers obesity screenings and behavioral therapy for beneficiaries with a body mass index (BMI) of 30 or more. These weight loss programs can include: An initial BMI screening. Dietary assessments.

What is a diet assessment?

Dietary assessments. Counseling to help beneficiaries focus on diet and exercise in an effort to lose weight. Your weight loss counseling and screenings are covered in full if received from a primary care doctor who accepts Medicare assignment. According to America’s Health Rankings, 28 percent of Americans over the age of 65 are considered obese ...

How long does Medicare take to train?

The initial six months of training are followed by six additional months of less intensive follow-up sessions and 12 more months of ongoing maintenance sessions. Medicare beneficiaries who meet the requirements for the program pay nothing for the service.

What percentage of Americans are obese?

According to America’s Health Rankings, 28 percent of Americans over the age of 65 are considered obese (having a body mass index of 30 or higher) in 2018. 1 Two of the main contributors to senior obesity are slowing metabolism and decreased activity.

Does Medicare cover nutrition therapy?

Medicare covers nutrition therapy for some beneficiaries. Medicare Part B covers medical nutrition therapy (MNT) for beneficiaries with diabetes or kidney disease and beneficiaries who received a kidney transplant in the past 36 months. Medicare nutrition therapy services can include:

Key Takeaways

Obesity is a growing problem, and weight loss surgery — also known as bariatric surgery — may provide a solution for some people struggling with its impact.

What Kind of Weight Loss Surgery Does Medicare Cover?

Surgery that helps reduce caloric intake and absorption has become a popular and effective treatment for people who haven’t had success with less invasive treatments. Surgical approaches continue to develop, and at this time, Medicare covers three types of surgery for eligible patients.

How Can I Get Medicare to Pay for Weight Loss Surgery?

The Centers for Medicare & Medicaid Services (CMS) Medicare Coverage Database outlines approved procedures. Approved bariatric procedures are covered for beneficiaries that,

How Much Does Bariatric Surgery Cost with Medicare?

A 2017 study posted on the National Institutes of Health website put the average bariatric surgery cost (in 2016 dollars) at around $14,000 but with a standard deviation of more than $5,000.

How Long Does it Take Medicare to Approve Weight Loss Surgery?

Medicare technically doesn’t put a time frame on approval for weight loss surgery. Medicare, like other health insurance entities, expects due diligence before approving surgery.

Will Medicare Pay for Skin Removal After Weight Loss Surgery?

Medicare doesn’t cover cosmetic surgery, but it may cover cosmetic procedures if they are medically necessary for a particular situation.

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