Medicare Blog

what do i do with my medicare card if i don't want it

by Cecil Bechtelar Published 2 years ago Updated 1 year ago
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If you dont want to carry the card with you when you’re not going to the doctor, you should keep it in a safe place at home, such as a locked desk drawer or a fireproof safe. Be sure to put it back in the same place every time once you’re done using it. If you forget where you put it, you may need to get a replacement card.

You can replace your Original Medicare card by calling 1-800-633-4227 or by logging into your mymedicare.gov account. If your red, white, and blue Original Medicare card is lost or stolen, or you can no longer use it because it is too faded or damaged, you can replace it by calling 1-800-MEDICARE (633-4227).

Full Answer

Will I receive my Medicare card if I don't apply?

If that's you, there's a good chance your Medicare card will arrive in the mail even if you haven't applied for benefits. If you don’t want this coverage and don’t opt out, you’ll be responsible for Part B premiums, which may come straight out of your Social Security or RRB checks.

What do I do if I Lost my Medicare card?

If your red, white, and blue Original Medicare card is lost or stolen, or you can no longer use it because it is too faded or damaged, you can replace it by calling 1-800- MEDICARE (633-4227). You can also order or print a replacement card by logging into your mymedicare.gov account.

What do you need to know about your Medicare card?

Your Medicare card is proof that you have Medicare health insurance. Be sure to keep it in a safe place when you’re not using it. Your card lets healthcare providers know whether you have Medicare Part A (“HOSPITAL”) or Part B (“MEDICAL”) or both, and the starting date of your coverage.

How do I get a new Medicare card?

Go to Sign In or Create an Account. Once you are logged in to your account, select the "Replacement Documents" tab. Your Medicare card will arrive in the mail in about 30 days at the address on file with Social Security. Medicare is mailing new Medicare cards now. To learn more, visit Medicare.gov/newcard.

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Should I keep my old Medicare card?

Keep your Medicare Advantage Card: If you're in a Medicare Advantage Plan (like an HMO or PPO), your Medicare Advantage Plan ID card is your main card for Medicare – you should still keep and use it whenever you need care. However, you also may be asked to show your new Medicare card, so you should carry this card too.

How do I disenroll from Medicare?

Call us at 1-800 MEDICARE (1-800-633-4227). TTY: 1-877-486-2048. Mail or fax a signed written notice to the plan telling them you want to disenroll.

What if I don't use my Medicare?

While you can decline Medicare altogether, Part A at the very least is premium-free for most people, and won't cost you anything if you elect not to use it. Declining your Medicare Part A and Part B benefits completely is possible, but you are required to withdraw from all of your monthly benefits to do so.

Should I carry my Medicare card with me or a copy?

Paul Stephens, director of policy and advocacy for the Privacy Rights Clearinghouse, recommends that you carry your Medicare card only when you visit a health care provider for the first time, so the provider can make a copy for its file.

How long does it take to disenroll from Medicare?

Under these circumstances, a person may switch to a different Medicare Advantage plan during a Special Enrollment Period (SEP), and automatic disenrollment with the old policy will apply. The time frame of a SEP may vary, but it usually involves a 2 or 3-month window from when the event occurs.

Can I cancel Medicare Part A anytime?

Canceling your Medicare Supplement insurance plan and getting a new one. You may want to cancel your Medicare Supplement insurance plan because you want to switch to a different plan. You can cancel the plan anytime as long as you notify your health insurance company in writing.

At what income level do Medicare premiums increase?

For example, when you apply for Medicare coverage for 2022, the IRS will provide Medicare with your income from your 2020 tax return. You may pay more depending on your income. In 2022, higher premium amounts start when individuals make more than $91,000 per year, and it goes up from there.

Why is my first Medicare premium bill so high?

If you're late signing up for Original Medicare (Medicare Parts A and B) and/or Medicare Part D, you may owe late enrollment penalties. This amount is added to your Medicare Premium Bill and may be why your first Medicare bill was higher than you expected.

Can you opt out of Social Security and Medicare?

If your group meets these requirements and opposes accepting Social Security benefits, you can apply for an exemption. To do that, you'll use IRS Form 4029, Application for Exemption From Social Security and Medicare Taxes and Waiver of Benefits.

Should I laminate my Medicare card?

While not illegal, the Social Security Administration advises that you do not laminate your Medicare card. Lamination may prevent detection of security features.

Is it OK to carry your Medicare card in your wallet?

Regardless of your situation, you should have a Medicare Card, you should be able to put your hands on it quickly. For many of you, it should be in your wallet. If your insurance is Original Medicare + Medicare Supplement or some sort of Retiree Coverage, your Medicare needs to be billed for the services you receive.

Will the new Medicare cards be plastic?

The short answer is no. Medicare is not replacing your paper card with a plastic chip card. Scammers tried this con a few years ago. They've apparently fired it up again, as a lot of viewers are telling us about getting this call.

How do you get another Medicare card?

My card is lost or damaged — Log into (or create) your Medicare account to print an official copy of your Medicare card. You can also call us at 1-800-MEDICARE (1-800-633-4227) to order a replacement card. TTY users can call 1-877-486-2048.

What is the number to call for medicare?

If someone calls and asks for your information, for money, or threatens to cancel your health benefits, hang up and call us 1-800-MEDICARE (1-800-633-4227) . TTY: 1-877-486-2048.

What does Medicare show when you change your name?

My name changed — Your Medicare card shows the name you have on file with Social Security. Get details from Social Security if you legally changed your name.

Do you have to carry a Medicare card?

If you have a Medicare drug plan or supplemental coverage, carry that plan card with you too.

What Do You Need to Know About Your Medicare Card?

It acts as proof that you have Medicare health insurance, and it provides the starting date (s) of your coverage.

How Do You Get Your Medicare Card?

Your Medicare card is mailed to you once you have enrolled in Medicare. If you are automatically enrolled, you will receive the card about three months before your 65th birthday or after your 24th month of receiving disability benefits. If you are automatically enrolled and haven’t received your card, you can go online to request another one.

When Should You Carry Your Medicare Card?

It’s a good idea to carry your Medicare card with you whenever you’re away from home. You will need to show it to doctors, hospital staff and other healthcare providers whenever you are seeking care. 1

What does a Medicare card tell you?

Your card lets healthcare providers know whether you have Medicare Part A (“HOSPITAL”) or Part B (“MEDICAL”) or both, and the starting date of your coverage.

What is included in my Medicare card?

Besides your full name, your Medicare card includes your Medicare number as well as important information about the health insurance coverage to which you are entitled. This includes: 2. Medicare number —This is one of the most important pieces of information on your Medicare card. It’s what the billing department will use when it submits ...

How long does it take to get a replacement Medicare card?

According to the Health and Human Services Department, it can take about 30 days for your replacement card to arrive in the mail.

What happens if you lose your Medicare number?

If it is lost or stolen and gets into the wrong hands, you could be the victim of identity theft. Your personal information could be used fraudulently to obtain medical care or submit billing to Medicare in your name. Today, your Medicare number is no longer your SSN.

What services does Medicare cover?

Your costs for health care: You may have to pay all of the costs for services that Medicare covers, like hospital stays, doctors’ services, medical supplies, and preventive services.

What happens if you drop Part B and keep Part A?

If you’re dropping Part B and keeping Part A, we’ll send you a new Medicare card showing you have only Part A coverage. Write down your Medicare Number in case you need to go to the hospital or get Part A-covered services until your new card arrives.

How to drop Part B?

To drop Part B (or Part A if you have to pay a premium for it), you usually need to send your request in writing and include your signature.

What to do if you get Medicare Advantage?

If you get Medicare health or drug benefits from a Medicare Advantage Plan, such as an HMO, PPO, or PDP, call your plan to get your card replaced.

What to do if your Medicare card is stolen?

Also, if your Medicare card has been lost or stolen, watch out for Medicare fraud. Check your Medicare Summary Notice (MSN) for services you did not receive, and if you spot any, report them to the Inspector General’s fraud hotline at 800-HHS-TIPS (800-447-8477).

How to report Medicare fraud?

Check your Medicare Summary Notice (MSN) for services you did not receive, and if you spot any, report them to the Inspector General’s fraud hotline at 800-HHS-TIPS (800-447-8477). You can also get help from your local Senior Medicare Patrol.

What to do if you drop Part B?

If you’re dropping Part B because you can’t afford the premiums, remember that you could save money on your health care costs in other ways. Consider adding a Medicare Advantage or Medigap plan instead of dropping Part B. Call us to learn more about these alternatives to disenrolling in Part B.

How to schedule an interview with the SSA?

You can schedule an in-person or over-the-phone interview by contacting the SSA. If you prefer an in-person interview, use the Social Security Office Locator to find your nearest location. During your interview, fill out Form CMS 1763 as directed by the representative. If you’ve already received your Medicare card, you’ll need to return it during your in-person interview or mail it back after your phone interview.

Is Medicare a secondary payer?

Conversely, a secondary payer health plan covers only costs left over after Medicare covers its share. If your health plan at work is a primary payer, that’s great. Feel free to drop your Part B coverage if you wish. The Part B premiums might not be worth any additional coverage you receive. But if you have secondary-payer insurance ...

Can Medicare tack late enrollment penalties?

If you have a gap in coverage, the Medicare program could tack late-enroll ment penalties onto your Part B premiums if you re-enroll in coverage again later. Avoid this pitfall by working with your human resources department to ensure that your company's insurance is indeed creditable (meaning that it’s as good or better than Medicare Part B). You may need to provide documentation of creditable coverage during your Part B cancellation interview.

Does Medicare Advantage offer rebates?

Consider a Medicare Advantage plan that offers a rebate on your Part B premium. Here's how that works: A Medicare Advantage plan provides the same or better coverage than Part A (hospital insurance) and Part B (medical insurance). To receive this coverage, most enrollees pay a premium for their Medicare Advantage plan in addition to the cost ...

Does Medicare Advantage cost $0?

But in some areas, typically large cities, Medicare Advantage providers offer $0 plans to better compete with other insurance companies.

Do you have to pay extra for Medicare Advantage?

With most plans, you won't have to pay an extra premium for prescription drug coverage or dental insurance, for example, which could free up some cash to cover the Part B premium. To find out if a Medicare Advantage plan could save you money, give us a call.

How to get a replacement Medicare card?

Go to Sign In or Create an Account. Once you are logged in to your account, select the "Replacement Documents" tab. Then select “Mail my replacement Medicare card.”. Your Medicare card will arrive in the mail in about 30 days at the address on file with Social Security so be sure to make sure your mailing address is correct before completing ...

What happens if my Medicare card is stolen?

If your Medicare card was lost, stolen, or destroyed, you can request a replacement with your personal my Social Security account. If you don’t already have an account, you can create one online. Go to Sign In or Create an Account.

What is the number to call for medicare?

If you can’t or prefer not to use the online service, you can call 1-800-MEDICARE ( 1-800-633-4227 TTY 1-877-486-2048 ).

What is a Medicare card?

Medicare cards are an important document that provide proof of your Medicare insurance. They contain: your name. your Medicare ID number. coverage information (Part A, Part B, or both) coverage dates. As long as you continue paying the required premiums, your Medicare coverage (and your Medicare card) should automatically renew every year.

What happens if my Medicare plan doesn't renew?

Your plan’s contract is terminated by Medicare. If your plan doesn’t automatically renew, you’ll have a special election period. During a special enrollment period for a Medicare Advantage nonrenewal, you can sign up for a Medicare supplement plan or change your coverage to a new Medicare Advantage plan.

What happens if my medicare card expires?

If your Medicare card has expired, your plan does not get renewed, or you feel anxious because you haven’t yet received a new one, the steps to get your card are relatively quick and easy .

How long does it take to get proof of Medicare?

If you need to prove that you have Medicare in less than 30 days, you can request temporary proof in the form of a letter. This will typically be received within 10 days. If you need proof immediately, such as for a doctor’s visit or prescription, the best option is to visit your nearest Social Security office.

How long does it take to get a new Social Security card?

Your new card should arrive in the mail at the address listed with your Social Security number within 30 days. If you don’t receive it in that time period, you may need to correct something in your account.

Does Medicare automatically renew?

There are some cases where Medicare renewal doesn’t happen automatically, specifically for Medicare Advantage or stand-alone Part D coverage. Some specific situations include: Your plan changes the size of its service area and you live outside that area.

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