What is Florida Blue Medicare Advantage?
Florida Blue Medicare has Medicare Advantage plans to meet your health care coverage needs. Plans with $0 monthly premiums All the benefits of Original Medicare (Parts A and B) Usually includes Part D prescription drug coverage
How do Medicare Advantage plans work in Florida?
Once you reach the maximum, your Medicare Advantage plan pays 100% toward Medicare covered services and you don’t pay anything. Deductible - The amount you pay before Florida Blue Medicare begins to pay its share of the cost. Some MA plans have a separate drug deductible before they start to pay for your prescriptions.
Why choose Florida Blue?
We are passionate about helping people and communities achieve better health. Florida Blue is a part of the GuideWell family of companies. Together, we're committed to making a meaningful difference in the health of all Floridians.
What is the Florida Blue program?
Florida Blue is a part of the GuideWell family of companies. Together, we're committed to making a meaningful difference in the health of all Floridians. Read about our progress in the 2021 GuideWell Social Impact Report.
Is Florida Blue an advantage plan?
Florida Blue Medicare has Medicare Advantage plans to meet your health care coverage needs. All the benefits of Original Medicare (Parts A and B)
When were Medicare Advantage plans introduced?
What is Medicare Advantage? Since 1997, Medicare enrollees have had the option of opting for Medicare Advantage instead of Original Medicare. Medicare Advantage plans often incorporate additional benefits, including Part D coverage and extras such as dental and vision as well as additionals supplemental benefits.
Does Florida have a Medicare Advantage plan?
There are 583 Medicare Advantage plans available in Florida in 2022. (This is up from 526 plans in 2021.) All Medicare-eligible people in Florida have access to a $0-premium Medicare Advantage plan.
Is Medicare Advantage the same as Blue Advantage?
Blue Cross Blue Shield offers Medicare Advantage Prescription Drug plans, or MAPDs, as well as stand-alone prescription drug plans and Medicare Advantage plans without drug coverage. A health maintenance organization, or HMO, generally requires that you use a specific network of doctors and hospitals.
Who is the largest Medicare Advantage provider?
UnitedHealthcareUnitedHealthcare is the largest provider of Medicare Advantage plans and offers plans in nearly three-quarters of U.S. counties.
What percent of seniors choose Medicare Advantage?
[+] More than 28.5 million patients are now enrolled in Medicare Advantage plans, according to new federal data. That's up nearly 9% compared with the same time last year. More than 40% of the more than 63 million people enrolled in Medicare are now in an MA plan.
What is the most popular Medicare Advantage plan in Florida?
Humana Gold Plus HMO planHumana is the most popular Medicare Advantage provider in Florida, with 19% of enrollees having the Humana Gold Plus HMO plan.
How much is a Medicare Advantage plan in Florida?
100% of the total Medicare population in Florida has access to a Medicare Advantage Plan with a $0 monthly premium in 2022. In 2022, the average monthly premium for a Medicare Advantage Plan in Florida is $8.54, an increase from $8.36 in 2021.
Is Florida Blue PPO or HMO?
HMO coverage is offered by Health Options, Inc., DBA Florida Blue HMO, an affiliate of Blue Cross and Blue Shield of Florida, Inc. These companies are Independent Licensees of the Blue Cross and Blue Shield Association.
What is the biggest disadvantage of Medicare Advantage?
Medicare Advantage can become expensive if you're sick, due to uncovered copays. Additionally, a plan may offer only a limited network of doctors, which can interfere with a patient's choice. It's not easy to change to another plan. If you decide to switch to a Medigap policy, there often are lifetime penalties.
Which company has the best Medicare Advantage plan?
List of Medicare Advantage plansCategoryCompanyRatingBest overallKaiser Permanente5.0Most popularAARP/UnitedHealthcare4.2Largest networkBlue Cross Blue Shield4.1Hassle-free prescriptionsHumana4.01 more row•Jun 22, 2022
How can Medicare Advantage plans have no premiums?
$0 Medicare Advantage plans aren't totally free Medicare Advantage plans are provided by private insurance companies. These companies are in business to make a profit. To offer $0 premium plans, they must make up their costs in other ways. They do this through the deductibles, copays and coinsurance.
More value, savings and choices
Florida Blue has proudly served Medicare beneficiaries since 1965. We offer a variety of affordable Medicare plans with more benefits than Original Medicare. Choose the plan that's right for you with coverage options like access to a trusted network of doctors, hospitals and pharmacies, cost-saving programs and more.
Medicare Education
Florida Blue is here to help you understand the Medicare basics, different plan options, eligibility, enrollment and more. Discover the information you need to make healthcare decisions with confidence.
Trusted Network of Doctors & Hospitals
Our priority is to make sure your health care coverage needs are met. Our comprehensive Medicare provider network offers access to some of Florida’s top doctors, medical facilities, and hospitals in your area.
We're always happy to help you navigate Medicare
Call us for help or for any questions you have about your Medicare insurance plan needs.
Introduction to Medicare
Medicare is the national health insurance program that is offered to individuals 65 and older and some people under 65 who have specific disabilities.
What Are the Different Parts of Medicare?
Original Medicare consists of Parts A and B. These are sponsored by the government.
What Does Original Medicare Cost?
Original Medicare helps pay for many healthcare services and expenses but shares the cost of care through deductibles, copayments (copays) and coinsurance. Original Medicare Part A and Part B have their own separate costs associated with each part. Costs vary from person to person.
Your Original Medicare (Parts A and B) costs may include
Deductible - The amount you pay before Original Medicare begins to pay its share of the cost.
What Does Original Medicare Not Cover?
You may have to pay for these services yourself unless you have other insurance that covers them.
What Does Aging into Medicare Look Like?
Knowing when and how to sign up for Medicare can help you get through enrollment with ease. Whether you’re under 65, turning 65 today, or working past 65, we can help you navigate your Medicare choices every step of the way.
Guides to help you understand Medicare
Florida Blue provides the information you need to choose the Medicare plan that meets your needs and budget. Download >
How long does Medicare Supplement last?
government or the federal Medicare program. For Medicare Supplement Insurance Only: Open enrollment lasts 6 months and begins the first day of the month in which you are 65 or older and enrolled in Medicare Part B.
How to contact Medicare Advantage?
For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048) , 24 hours a day/7 days a week or consult www.medicare.gov. You must have both Part A and B to enroll in a Medicare Advantage plan. Members may enroll in the plan only during specific times of the year.
What age can I get Medicare Supplement?
Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and, in some states, to those under age 65 eligible for Medicare due to disability or End-Stage Renal disease.
How to file a complaint with Medicare?
Medicare beneficiaries can file a complaint with the Centers for Medicare & Medicaid Services by calling 1-800-MEDICARE 24 hours a day/7 days a week or using the medicare.gov site. Beneficiaries can appoint a representative by submitting CMS Form-1696.
What happens when a consumer has not entered medication information?
When a consumer has not entered medication information, a statement will appear advising the consumer of what others in the consumer's state have saved. In the case where there is not enough state information, a national average will display.
Virtual Care
Your health care shouldn't be limited by your location. With virtual health care, you have access to providers 24/7, and you can access care that works for your schedule.
Support During COVID-19
We're here to help separate the myths from the facts so you have accurate information about COVID-19 vaccines. Questions? Call our nurses: 877-352-5830.
Low or No Cost Providers
During these uncertain times, count on partners like Sanitas and other value-choice providers to provide high-quality care at a lower price than other networks.
It's a question we ask ourselves every day
For more than 75 years, Florida has been our one and only home. Helping you and our communities be as healthy as they can be is our mission and we will never stop finding new ways to achieve it.
Ideas for Healthier Communities
You can count on us to help lead the way to better health as your trusted partner and community champion today and as we move into our new normal.
Are you an employer?
We can provide a community of care for your entire team to help them stay healthy and thrive.
When is the Medicare election?
The Annual Election Period for Medicare runs through Dec. 7, and with it comes one of the most important decisions that seniors will make all year – which Medicare plan and provider they should choose.
Does Florida Blue Medicare have 24/7 support?
Health care questions and concerns don't keep office hours, and that's why Florida Blue Medicare provides 24/7 support services for members. In addition to being able to talk to someone about a health concern, members have easy access to professional behavioral health counselors.