Medicare Blog

when do i need my own medicare card

by Ms. Ophelia Wyman IV Published 2 years ago Updated 1 year ago
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You should get your Medicare card about 3 months prior to your 65th birthday, with coverage starting the first day of the month you turn 65. If you retire before 65 You are eligible to apply for your Social Security retirement benefits 3 months prior to your 62nd birthday (when you’re 61 years and 9 months or older)

Your Medicare card is your proof of Medicare medical insurance. You will need to present it to your doctor or other health care provider if you ever need medical services. It's important to carry it with you whenever you go to the doctor, pharmacy, hospital or any other health care provider.May 18, 2022

Full Answer

When can I Use my Medicare card?

If you are enrolled in Original Medicare, you’ll use your Medicare card when you’re at the doctor’s office or in the hospital. (If you are enrolled in an MA plan, you’ll use your MA card). Billing specialists and providers will ask to see your card so they know whom to bill.

How many months before my birthday do I get Medicare?

The seven months encompass the three months prior to your birthday, your birth month, and the three months following your birth month. You are able to apply for Medicare in a few different ways.

Do I need to keep my Medicare identification card?

If you already receive Medicare benefits, you are familiar with the red, white, and blue card that arrived as soon as you were eligible for Medicare. Even though you understand that you should keep your Medicare identification card on you in case of a visit to a doctor, medical provider, or hospital, some people have expressed concern.

Do I need to apply for Medicare coverage?

If there are less than 20 employees receiving health coverage, you will need to apply for Medicare coverage as it will serve as your primary insurance with your employee coverage being secondary.

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How old are you when you need your own Medicare card?

15 or olderYou can get your own Medicare card and number if you're 15 or older and enrolled in Medicare.

Should a person carry their Medicare card with them?

Keep your Medicare Advantage Card: If you're in a Medicare Advantage Plan (like an HMO or PPO), your Medicare Advantage Plan ID card is your main card for Medicare – you should still keep and use it whenever you need care. However, you also may be asked to show your new Medicare card, so you should carry this card too.

Do you automatically get a Medicare card when you turn 65?

You should receive your Medicare card in the mail three months before your 65th birthday. If you are NOT receiving benefits from Social Security or the RRB at least four months before you turn 65, you will need to sign up with Social Security to get Parts A and B.

What do you need a Medicare card for?

You use your Medicare card when: making a Medicare claim for a paid or unpaid doctor's account. visiting a doctor who bulk bills. receiving treatment as a public patient in a public hospital.

Does Medicare automatically send you a card?

You should automatically receive your Medicare card three months before your 65th birthday. You will automatically be enrolled in Medicare after 24 months and should receive your Medicare card in the 25th month.

Is it OK to laminate your Medicare card?

You'll definitely want to take good care of your Medicare card – don't lose track of it, and keep it in good condition. However, the Social Security Administration doesn't recommend laminating important identification cards because the plastic coating may interfere with the card's security features.

What do I need to do before I turn 65?

Turning 65 Soon? Here's a Quick Retirement ChecklistPrepare for Medicare. ... Consider Additional Health Insurance. ... Review Your Social Security Benefits Plan. ... Plan Ahead for Long-Term Care Costs. ... Review Your Retirement Accounts and Investments. ... Update Your Estate Planning Documents.

How soon before you turn 65 should you apply for Social Security?

You can apply up to four months before you want your retirement benefits to start. For example, if you turn 62 on December 2, you can start your benefits as early as December, and apply in August. Even if you are not ready to retire, you still should sign up for Medicare three months before your 65th birthday.

Can you have Medicare and employer insurance at the same time?

Yes, you can have both Medicare and employer-provided health insurance. In most cases, you will become eligible for Medicare coverage when you turn 65, even if you are still working and enrolled in your employer's health plan.

How long can my child stay on my Medicare card?

Once a child turns 14, families are no longer able to access a child's Medicare records. To act as a nominee for Medicare issues, you need to fill out the following form: Authorisation to act on an incapacitated persons behalf for Medicare.

How do I put my child on my Medicare card?

If you're using the app, open it and enter your myGov PIN. On your homepage, select My card. You'll see your current Medicare card. Select Add someone to my card.

How long are Medicare cards valid for?

Replacing your Medicare card Medicare cards are valid for 5 years. We'll send you a new card before your old one expires. You don't have to do anything unless your address has changed. If it has, update your details so the card gets to you.

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How many months are you eligible for Medicare?

The seven months encompass the three months prior to your birthday, your birth month, and the three months following your birth month. You are able to apply for Medicare in a few different ways. If you prefer to apply in person, you can do so at your local Social Security office.

How long does it take to get Medicare?

This date marks the beginning of your Initial Enrollment Period. This period lasts for a total of seven months , and you must apply for Medicare coverage during this period to avoid having to pay late enrollment penalties. The seven months encompass the three months prior to your birthday, your birth month, and the three months following your birth month.

What happens after you enroll in Medicare?

After enrolling in Medicare, you will receive your Medicare identification card so that you can use it to receive healthcare coverage at a variety of different facilities across the United States. Since Medicare is a government-run entity, applications for insurance coverage are handled by the Social Security Administration.

Is Medicare dependent on Social Security?

Unlike Social Security benefits, Medicare eligibility is not dependent on retirement. However, if you are already receiving Social Security benefits at the age of 65, you will automatically be enrolled in Medicare. It is important to note that even if you are automatically enrolled in Part A and Part B, you still must apply to Part D separately ...

Does Medicare cover prescription drugs?

Original Medicare encompasses both Part A and Part B. At the time you apply for Original Medicare, you also have the ability to sign up for Medicare Part D coverage, which covers prescription drugs.

When Should You Carry Your Medicare Card?

It’s a good idea to carry your Medicare card with you whenever you’re away from home. You will need to show it to doctors, hospital staff and other healthcare providers whenever you are seeking care. 1

What Do You Need to Know About Your Medicare Card?

It acts as proof that you have Medicare health insurance, and it provides the starting date (s) of your coverage.

How Do You Get Your Medicare Card?

Your Medicare card is mailed to you once you have enrolled in Medicare. If you are automatically enrolled, you will receive the card about three months before your 65th birthday or after your 24th month of receiving disability benefits. If you are automatically enrolled and haven’t received your card, you can go online to request another one.

What does a Medicare card tell you?

Your card lets healthcare providers know whether you have Medicare Part A (“HOSPITAL”) or Part B (“MEDICAL”) or both, and the starting date of your coverage.

What is included in my Medicare card?

Besides your full name, your Medicare card includes your Medicare number as well as important information about the health insurance coverage to which you are entitled. This includes: 2. Medicare number —This is one of the most important pieces of information on your Medicare card. It’s what the billing department will use when it submits ...

How long does it take to get a replacement Medicare card?

According to the Health and Human Services Department, it can take about 30 days for your replacement card to arrive in the mail.

What happens if you lose your Medicare number?

If it is lost or stolen and gets into the wrong hands, you could be the victim of identity theft. Your personal information could be used fraudulently to obtain medical care or submit billing to Medicare in your name. Today, your Medicare number is no longer your SSN.

How old do you have to be to get Medicare?

Medicare sends you a red, white, and blue card when you’re signed up. You’re generally eligible for Medicare if you’re a United States citizen or permanent legal resident of at least five continuous years, and you generally qualify by age (65 or older). However, you may qualify for Medicare before turning 65 if you receive Social Security ...

How long does it take to get a new Medicare card?

You should receive this letter within 10 days of submitting the request.

How to contact Medicare if you are married?

If you’re a TTY user, you can call 1-312-751-4701. You can also sign up online at in person. If you’re married, you and your spouse should each have your own separate Medicare cards with separate Medicare claim numbers. Don’t mix them up, and never use each other’s cards.

What is the number to call for Social Security?

Social Security: 1-800-772-1213, Monday through Friday, from 7AM to 7PM. If you’re a TTY user, you can call 1-800-325-0778. Railroad Retirement Board : 1-877-772-5772, Monday through Friday, from 9AM to 3:30PM. If you’re a TTY user, you can call 1-312-751-4701. You can also sign up online at in person.

When will Medicare start?

If you turn 65 years old. If you’re already receiving Social Security or Railroad Retirement Board benefits, you’ll be automatically enrolled in Original Medicare, Part A and Part B, when you reach age 65. Your Medicare card should arrive about three months before your 65th birthday, and your Medicare coverage starts the first day ...

When do you have to enroll in Medicare if you don't qualify?

If you don’t enroll in Medicare during your Initial Enrollment Period, in most cases you’ll have to wait until the General Enrollment Period, which takes place from January to March 31 every year. You may have to pay a late-enrollment penalty for Medicare Part B (and for Medicare Part A, if you don’t qualify for premium-free Part A). ...

When will Medicare be available for Social Security?

If you get Social Security or Railroad Retirement Board disability benefits, you’ll be automatically enrolled in Medicare after 24 months of collecting disability. Your Medicare card should arrive in the 25th month.

How to get a replacement Medicare card?

Go to Sign In or Create an Account. Once you are logged in to your account, select the "Replacement Documents" tab. Then select “Mail my replacement Medicare card.”. Your Medicare card will arrive in the mail in about 30 days at the address on file with Social Security so be sure to make sure your mailing address is correct before completing ...

What is the number to call for medicare?

If you can’t or prefer not to use the online service, you can call 1-800-MEDICARE ( 1-800-633-4227 TTY 1-877-486-2048 ).

What happens if my Medicare card is stolen?

If your Medicare card was lost, stolen, or destroyed, you can request a replacement with your personal my Social Security account. If you don’t already have an account, you can create one online. Go to Sign In or Create an Account.

When will Medicare cards be released?

The Centers for Medicare & Medicaid Services (CMS) announced that new Medicare cards would be delivered to all Medicare recipients between April 2018 and April 2019. A new identification card will be delivered to anyone who receives Medicare benefits.

What does a new Medicare card look like?

The new Medicare card will look similar to your old one , but there are differences. The new card will still be red, white, and blue, but will show a unique identification number instead of your Social Security number. Your effective dates for Part A and/or Part B will still be printed on the front of the card.

Why is Medicare card made of paper?

The new Medicare card is made of paper to make it easier for medical providers to use and copy. Many Medicare recipients have wondered if they can do something to protect it from damage. Pulling your card in and out of your wallet can certainly take its toll. The paper may start to shred and fade over time.

Does Medicare coverage change with new card?

Your Medicare coverage will not change with the arrival of your new card. You are simply getting a new identification card to carry with you so that you can present it to medical providers, doctors, or hospitals.

Do you have to update your address for Medicare?

New Medicare cards are being sent out automatically to everyone who receives Medicare benefits. You do not have to do anything as long as your address is current. If you need to update your address, visit your MySocialSecurity account.

Can you laminate a Social Security card?

The paper may start to shred and fade over time. Although it is not illegal to laminate your card , the Social Security administration advises against it. Laminating the card may prevent built-in security features of the card from being recognized. Instead, consider buying a plastic card holder to keep it intact.

What is a Medicare card?

Your Medicare card provides proof that you Medicare eligible and enrolled in the Medicare program. Your Medicare card is red, white and blue. The card also shows your effective dates of coverage and which parts of Medicare you are enrolled in (i.e., Medicare Parts A and/or Part B). This is the only card you will need to provide when checking in for a doctor’s appointment, medical facility or hospital if the only coverage you have is original Medicare Part A and/or Part B. Typically, since original Medicare does not cover but a select few prescription medications, your original Medicare card is not needed when you go to a pharmacy to get prescriptions. Most prescriptions that are covered under original Medicare Part B are for medications administered in a medical facility or doctor’s office, such as injections. (For more information see “What prescriptions are covered under original Medicare Part B?”)

How many different Medicare cards are there?

It is possible have up to three different cards which relate to Medicare coverage. If you need assistance in determining which card to use, simply contact your Medicare or your agent/benefit specialist. Do not cheat yourself out of the coverage you have purchased by not having or producing the appropriate card when receiving medical services or obtaining prescriptions medications. Failure to present the proper Medicare related insurance card may result in denial of payment of medical services at the time, unnecessary out-of-pocket expenses, or delay in payment of medical services to your medical provider.

What is Medicare Advantage Card?

The Medicare Advantage card is the only card you will need to present when you go to the doctor, a medical facility or the hospital. Your original Medicare card is not needed if you have a Medicare Advantage plan because the doctor’s office, medical facility or hospital will not bill Medicare for services rendered because original Medicare is no longer administering your claims. A Medicare Advantage plan, or Medicare Part C, takes the place of original Medicare Part A and Part B and all payments made to your medical providers are issued from your Medicare Advantage plan insurance carrier. You still have to be enrolled in original Medicare Part A and Part B to qualify for a Medicare Advantage plan even though you will no longer be utilizing Medicare for payment of medical services. The medical services provided must still be Medicare approved services in order to be covered by your Medicare Advantage plan.

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