Medicare Blog

who can help me with medicare questions

by Nicholas Abshire Published 2 years ago Updated 1 year ago
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If you . . . Contact . . .
Want to: Enroll in Medicare Part A (Hos ... Social Security 1-800-772-1213 TTY: 1-80 ...
Have a Medicare Prescription Drug Plan, ... Your plan or policy The phone number and ...
Have railroad retirement benefits and wa ... The Railroad Retirement Board Your local ...
Want to report changes to insurance that ... Benefits Coordination & Recovery Center ...

Full Answer

Where to get answeres to your Medicare questions.?

6 rows · a Medicare-related inquiry or complaint but still need help, ask the 1-800-MEDICARE ...

How do I call Medicare with questions?

Call 1-800-MEDICARE (1-800-633-4227; TTY: 1-877-486-2048) to: • Find out your claim status • Find out deductibles • Get answers to premium payment questions • Report fraud • Appeal a coverage or payment decision you don’t agree with • Find your level of Extra Help with Medicare prescription drug coverage (Part D)

How to contact Medicare for questions?

Medicare. Resources. How do I report a death? X. Contact your local Social Security Office or call 1-800-772-1213 (TTY 1-800-325-0778) How can I check Medicare eligibility?

How to get help when you have problems with Medicare?

Oct 02, 2020 · SHIPs can help with questions about all levels of Medicare. "SHIPs are comprehensive – they help with enrolling in Medicare, knowing the enrollment periods, understanding what's covered under...

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Who is the best person to talk to about Medicare?

You can make an appointment with a Social Security representative at your local office by calling 1-800-772-1213. You can also call Medicare directly at 1-800-633-4227. Finally, your State Health Insurance Assistance Program (SHIP) provides free counseling and education to help you choose coverage.

Who can answer my questions about Medicare?

Do you have questions about your Medicare coverage? 1-800-MEDICARE (1-800-633-4227) can help. TTY users should call 1-877-486-2048.

How can I talk to someone about my Medicare?

Call 1-800-MEDICARE For questions about your claims or other personal Medicare information, log into (or create) your secure Medicare account, or call us at 1-800-MEDICARE (1-800-633-4227). TTY users can call 1-877-486-2048.

What are the 4 types of Medicare?

There are four parts of Medicare: Part A, Part B, Part C, and Part D.Part A provides inpatient/hospital coverage.Part B provides outpatient/medical coverage.Part C offers an alternate way to receive your Medicare benefits (see below for more information).Part D provides prescription drug coverage.

Who does Medicare cover?

Medicare is the federal health insurance program for: People who are 65 or older. Certain younger people with disabilities. People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD)

What is the Medicare helpline?

(800) 633-4227Centers for Medicare & Medicaid Services / Customer service

Can I call Medicare on behalf of someone else?

You can either give verbal permission over the phone for the customer service representative to speak with someone else on your behalf, or fill out an authorization form in advance.

What phone number is 800 633 4227?

1-800-MEDICARE (1-800-633-4227) For specific billing questions and questions about your claims, medical records, or expenses, log into your secure Medicare account, or call us at 1-800-MEDICARE.

What is a helpline counselor?

Helpline counselors offer assistance with Medicare questions like how to decrease your premium costs and with Medicare problems such as appealing payment denials. They can also provide extensive information regarding eligibility and enrollment, even for somewhat complicated situations.

What is Medicare Rights Center?

The Medicare Rights Center is a non-profit organization dedicated to helping Americans understand their Medicare rights and benefits, navigate the Medicare system, and get quality health care. It does this using the extensive library of information available on its website as well as through a telephone helpline.

How to contact Medicare by phone?

Call 1-800-MEDICARE (1-800-633-4227) You can call 1-800-MEDICARE and speak with a representative to ask questions about Medicare or get help resolving problems with Medicare. We made a test call to this number and were greeted by a polite Medicare representative after being on hold for about 90 seconds.

What is the difference between Medicare.gov and MyMedicare.gov?

The information available on the MyMedicare.gov website differs from Medicare.gov in that it’s specific to you. You’ll be able to see your Medicare Part A and Part B claims as well as get quality information about your doctors, hospitals, and other healthcare providers.

What is Medicare.gov?

Medicare.gov is the official government website about Medicare. There are lots of private sites devoted to Medicare information and sales—some are very reputable, although some are not. But only the government website has the dot-gov domain name. 5.

What is a ship called in California?

California’s SHIP goes by the acronym HICAP, short for California Health Insurance Counseling & Advocacy Program.

What can a ship counselor do?

SHIP counselors can also help with Medicare coverage questions, problems and appeals if your health care or drug wasn't covered – either by Medicare or from a Medigap, Part D or Medicare Advantage plan.

Can counselors share screen on Zoom?

Because of COVID-19 restrictions, the counselors had to change the way they meet, but they've been providing personal counseling through Zoom, GoToMeeting or Webex, where they can share computer screens and walk through the Plan Finder's results together. They also work with adult children who are helping their parents.

When is open enrollment for Medicare?

Open Enrollment Help. The busiest time for SHIP counselors is during open enrollment from Oct. 15 to Dec. 7, when people can choose a Part D prescription drug plan or Medicare Advantage plan for the upcoming year.

Can a ship counselor answer Medicare questions?

SHIP counselors can answer personal Medicare questions over the phone. (Getty Images) Medicare can be complicated. It's easy to make mistakes when signing up that could result in lifelong penalties or coverage gaps, and people who lose their jobs after age 65 have an extra layer of complexity. Everyone on Medicare has the opportunity ...

Who can help with Medicare prescriptions?

SHIP counselors can also help people figure out if they're eligible for extra help with Medicare prescription drug costs or other programs to help with their premiums and expenses. Some organizations do screening for low-income extra help programs automatically as part of other services, but you can also contact the SHIP to find out if you are eligible for any programs. "Anyone who is struggling or concerned about their Medicare costs can contact us," says Hohl. "Even if they don't qualify for a program, maybe they could do a plan review and save some money."

Can a ship counselor help with Medicare?

How SHIPs Can Help With Your Medicare Questions and Problems. Medicare is complicated, but SHIP counselors can provide free help with open enrollment decisions, sign-up questions and appeals in every state. SHIP counselors can answer personal Medicare questions over the phone. (Getty Images)

Do you need to sign up for Medicare if you are 65?

SHIPs also provide help with Medicare sign-up issues. Unless you're already receiving early Social Security benefits at 65, you need to proactively sign up for Medicare. Your sign-up decisions can be complicated if you're still working past age 65 and have health insurance through your employer, especially if you lose your job ...

What is Medicare Part C?

Medicare Part C is a Medicare Advantage plan. These plans sometimes have a $0 per month premiums, and many of them include Part D drug coverage. However, there are some pitfalls to Medicare Advantage plans that you need to know before signing up.

What happens if you don't pay Medicare?

But, if you don’t pay the premium on a Medicare Advantage or Medigap plan, they can drop you. Also, if you don’t pay your Part D premium, the drug plan can drop you. Usually, they give multiple notices before the plan terminates your policy.

What is a medicaid supplement?

A Medigap plan is a supplemental option for Medicare. Medigap plans are also Medicare Supplement plans; these policies fill the gaps in Medicare. So, when Medicare would otherwise charge you 20% or a deductible, the Medicare Supplement could instead pick up the bill.

How many classes of drugs does Medicare cover?

There are many drugs covered under Medicare. Plus, every plan must cover the six protected classes. If you have medications that need coverage, use the Medicare plan finder tool to identify the policy that will cover your medications.

How long before Part B is effective?

You can pre-enroll in Medigap up to 6 months before the Part B effective date with some companies. But, many companies only allow you to pre-enroll 3 months before Part B effective date. The Open Enrollment Period for Medigap lasts for 6 months and begins the day your Part B is effective.

Is Medicare mandatory?

Of course, Medicare isn’t mandatory, so you can choose whichever option makes the most sense for your situation. You can also always consult your benefits administrator at the office where you work to identify your options.

Does Medicare pay less if you have a low income?

The cost of Medicare depends on many things. Those with a low income will likely pay less than the standard amount and may qualify for Medicare and Medicaid. Those with a higher income will likely pay more for Part B; this is called the Part B Income Related Monthly Adjustment Amount.

How old do you have to be to get Medicare?

Though most individuals generally become eligible for Medicare at age 65 , it can be overwhelming to navigate plan options, plan costs, plan structures for how and where you receive care and make your choice before enrollment deadlines. It’s important to choose suitable coverage and enroll on time during the correct enrollment period to avoid incurring any penalties or gaps in coverage. A local Medicare insurance agent can help explain Medicare guidelines, provide up-to-date information on regulations and costs and provide resources about plans you’re interested in. They can also assist you by explaining the difference between Original Medicare and Medicare Advantage, and the benefits and disadvantages to each. Original Medicare is the government-mandated health insurance plan that is further categorized into Part A and Part B. Part A covers hospital coverage needs while Part B covers outpatient and other medical situations. Medicare Advantage (also known as Medicare Part C), on the other hand, includes plans offered by private insurance companies.

Can Medicare insurance brokers charge for Medicare?

Medicare insurance brokers cannot charge you for enrolling in any Medicare plan since it is mandated that their services are free. Why pay for a Medicare consultation or advice, when a local free resource is already available to you in the form of a Medicare insurance agent? They’re compensated for their work by insurance companies, and so their time and knowledge is free to the people they serve. When you enroll in Medicare by yourself without the help of an insurance broker, you will pay the same rates you would have paid had you consulted a Medicare insurance broker. Given that you will get more information and personalized assistance from a Medicare insurance broker, it is helpful to engage their services when you’re approaching eligibility for Medicare enrollment.

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