Medicare Blog

why is insurance keep asking for a medicare card when i dont have one

by Arvilla Schmitt Published 2 years ago Updated 1 year ago
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They may assert that your new card isn’t the right one and won’t work; they’ll offer to send a replacement if you provide personal information, such as a Social Security number or date of birth. They might try to entice you to pay a fee to switch from a paper to a plastic card, or one with a chip (card types Medicare does not offer).

Full Answer

What if I don’t get my Medicare card?

However, you also may be asked to show your new Medicare card, so you should carry this card too. 10.elp is available: HIf you don’t get your new Medicare card by April 2019, call 1-800-MEDICARE (1-800-633-4227). TTY users can call 1-877-486-2048.

Do I need to protect my Medicare card?

Just as you would protect a credit card or your Social Security card, you should guard your Medicare card in the same fashion, as it contains sensitive information. In the wrong hands, such information as your name, signature and Social Security number could be copied or stolen.

Should I Keep my Medicare Advantage plan ID card?

you’re in a Medicare Advantage Plan (like an HMO or PPO), your Medicare Advantage Plan ID card is your main card for Medicare – you should still keep and use it whenever you need care. However, you also may be asked to show your new Medicare card, so you should carry this card too.

What happens to my old Medicare card when I get new?

If you have a Medicare card already, keep using it. Your current card is still valid until you receive the new card next spring. Once you get the new card, the CMS advises destroying the old card to prevent it from falling into the wrong hands.

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What if I don't use my Medicare?

While you can decline Medicare altogether, Part A at the very least is premium-free for most people, and won't cost you anything if you elect not to use it. Declining your Medicare Part A and Part B benefits completely is possible, but you are required to withdraw from all of your monthly benefits to do so.

Is your Medicare number the same as your Social Security Number?

Your card has a Medicare Number that's unique to you — it's not your Social Security Number. This helps protect your identity. The card shows: You have Medicare Part A (listed as HOSPITAL), Part B (listed as MEDICAL), or both.

Does everyone get a Medicare card?

Everyone who enrolls in Medicare receives a red, white, and blue Medicare card. This card lists your name and the dates that your Original Medicare hospital insurance (Part A) and medical insurance (Part B) began.

Why do I keep getting Medicare mail?

Ads or mailings from Medicare health plans typically start on or just after October 1 each year. These marketing campaigns are designed to prompt you to call a phone number, enter an email address, or register for an event to learn more about an advertised plan and ultimately sign up for that plan.

How do I get a new Medicare number without my card?

You can sign in to see your Medicare Number or print an official copy of your card. Call 1-800-MEDICARE (1-800-633-4227). TTY users can call 1-877-486-2048. There might be a problem that needs to be corrected, like updating your mailing address.

Does Social Security automatically send you a Medicare card?

Medicare will automatically mail your new card to the address you have on file with Social Security. As long as your address is up to date, there's nothing you need to do!

How do I find out my Medicare number?

Sign in to myGov and select Medicare. If you're using the app, open it and enter your myGov PIN. On your homepage, select My card. You'll see your current Medicare card.

How long does it take to get a Medicare card?

Most Medicare provider number applications are taking up to 12 calendar days to process from the date we get your application. Some applications may take longer if they need to be assessed by the Department of Health.

At what age do you get your own Medicare card?

15When your child turns 15, they can get their own Medicare card. A Medicare card gives them access to a range of medical services and prescriptions at a lower cost.

How do I stop Medicare letters?

Voluntary Termination of Medicare Part B You can voluntarily terminate your Medicare Part B (medical insurance). It is a serious decision. You must submit Form CMS-1763 (PDF, Download Adobe Reader) to the Social Security Administration (SSA). Visit or call the SSA (1-800-772-1213) to get this form.

What can a scammer do with your Medicare number?

This is a common Medicare scam. Refuse any offer of money or gifts for free medical care. A common ploy of identity thieves is to say they can send you your free gift right away — they just need your Medicare Number. Use a calendar to record all of your doctors' appointments and any tests you get.

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Protect your Medicare Number like a credit card

Only give personal information, like your Medicare Number, to health care providers, your insurance companies or health plans (and their licensed agents or brokers), or people you trust that work with Medicare, like your State Health Insurance Assistance Program (SHIP) State Health Insurance Assistance Program (SHIP) A state program that gets money from the federal government to give free local health insurance counseling to people with Medicare. ..

Carrying your card

You’ll need the information on your Medicare card to join a Medicare health or drug plan or buy Medicare Supplement Insurance (Medigap), Medicare Supplement Insurance (Medigap) An insurance policy you can buy to help lower your share of certain costs for Part A and Part B services (Original Medicare). so keep your Medicare card in a safe place.

How do you get another Medicare card?

My card is lost or damaged — Log into (or create) your Medicare account to print an official copy of your Medicare card. You can also call us at 1-800-MEDICARE (1-800-633-4227) to order a replacement card. TTY users can call 1-877-486-2048.

How does Medicare fraud work?

Medicare is issuing new cards to cut down on fraud, but scammers continually devise new tactics to wreak havoc on the lives of the elderly. As a beneficiary, you might be contacted by people over the phone or over the internet posing as government agencies requiring personal information. Some of the more common tactics used include: 1 Requesting that cardholders confirm or verify their Medicare or social security information. Criminals often pretend an error was made. They insist they need the personal information to make the correction and to issue a new card; 2 Convincing Medicare beneficiaries that there is a fee for obtaining a new card and their personal information is required; and 3 Threatening cardholders with a cancellation of health benefits if they do not cooperate by providing the requested information.

How to apply for Medicare card?

Step 1. Begin by going to the Social Security website and apply online by clicking on “Medicare,” located at the top of the page headings (topics to choose from). A new page will appear, and you will then click the “Apply for Medicare Benefits” link. Step 2.

How to contact Medicare representative?

This is the number for you to contact a Medicare Health Insurance representative. Call Medicare Health Insurance at (800) Medicare (633-4227). And finally, at the bottom of the card will be a signature line. If all the information on your card is correct, be certain to sign your name on the signature line indicated.

How long does it take to get a replacement Medicare card?

In either application site or location, it will take about 30 days for you to receive your new replacement card by United States mail.

When will Medicare cards be released?

The New Cards. According to the CMS, the government plans to begin mailing new cards to Medicare recipients in April 2018. All beneficiaries should receive the updated cards by April 2019. The 12-month period will also allow healthcare providers to prepare for the switch and make any necessary changes to their systems.

What is a social security number?

A social security number provides access to a multitude of personal information, which gives hackers and thieves the opportunity to commit crimes of identity theft. Old Medicare cards featured members’ social security numbers, allowing criminals easy access to this information when the cards were sent via mail or presented at places like physicians’ offices, pharmacies or other provider agencies.

What is ESRD in Medicare?

Railroad Retirement Board benefits. Have been diagnosed with end-stage renal disease (ESRD) The majority of people qualify for Part A of Medicare automatically (from working and paying into Social Security). Part B coverage requires you pay a premium for each month’s coverage and has optional plans available.

What is the Medicare card?

Everyone who enrolls in Medicare receives a red, white, and blue Medicare card. This card lists your name and the dates that your Original Medicare hospital insurance ( Part A) and medical insurance ( Part B) began. It will also show your Medicare number, which serves as an identification number in the Medicare system.

Do you have to show your Medicare card to your doctor?

If you have a supplemental insurance plan, like a Medigap, retiree, or union plan, make sure to show that plan’s card to your doctor or hospital, too, so that they can bill the plan for your out-of-pocket costs . Note: Medicare has finished mailing new Medicare cards to all beneficiaries.

When will Medicare cards be available for 2020?

Note: Medicare has finished mailing new Medicare cards to all beneficiaries. You can still use your old card to get your care covered until January 1, 2020. However, if you have not received your new card, you should call 1-800-MEDICARE (633-4227) and speak to a representative.

Do you have to use a blue card to go to the doctor?

If you are enrolled in a Medicare Advantage Plan (like an HMO, PPO, or PFFS), you will not use the red, white, and blue card when you go to the doctor or hospital.

How to get a new Medicare card?

Medicare has posted information about the new cards. You should know: 1 There is no fee for the new card; it will be mailed to you automatically as long as your address is up to date. 2 Medicare will never call you uninvited to request personal or private information in order for you to get your new Medicare number and card. 3 If someone asks you for your information, for money, or threatens to cancel your health benefits if you don't share your personal information, hang up and call 1-800-MEDICARE (1-800-633-4227). For more information visit www.medicare.gov/fraud.

When will Medicare start sending new cards?

In April, Medicare began sending its members new cards with unique eleven-digit account numbers, ending the previous reliance on SSA numbers. The transition to new cards and numbers is ongoing and is scheduled to be completed in December of 2019.

Can Medicare scammers steal your money?

Medicare scammers may use different angles in attempts to steal your money or your identity: Some callers may request payment for the new Medicare card, according to a Detroit Free Press article. Others may pose as medical insurers and threaten to cancel your insurance if you don't share information from the new card.

Why is Medicare card made of paper?

The new Medicare card is made of paper to make it easier for medical providers to use and copy. Many Medicare recipients have wondered if they can do something to protect it from damage. Pulling your card in and out of your wallet can certainly take its toll. The paper may start to shred and fade over time.

What does a new Medicare card look like?

The new Medicare card will look similar to your old one , but there are differences. The new card will still be red, white, and blue, but will show a unique identification number instead of your Social Security number. Your effective dates for Part A and/or Part B will still be printed on the front of the card.

When will Medicare cards be released?

The Centers for Medicare & Medicaid Services (CMS) announced that new Medicare cards would be delivered to all Medicare recipients between April 2018 and April 2019. A new identification card will be delivered to anyone who receives Medicare benefits.

Can you laminate a Social Security card?

The paper may start to shred and fade over time. Although it is not illegal to laminate your card , the Social Security administration advises against it. Laminating the card may prevent built-in security features of the card from being recognized. Instead, consider buying a plastic card holder to keep it intact.

Do you have to update your address for Medicare?

New Medicare cards are being sent out automatically to everyone who receives Medicare benefits. You do not have to do anything as long as your address is current. If you need to update your address, visit your MySocialSecurity account.

The Medicare open enrollment period tends to lead to an increase in scam calls

From October 15 to December 7, Medicare beneficiaries can renew their benefits and new insurance seekers are able to apply. They can also expect brochures, notices from Social Security, a “Medicare & You” handbook, or even an Annual Notice of Changes (ANOC) depending on their enrollment status.

How Medicare sought to protect its beneficiaries

Historically, it has been incredibly easy to siphon information from vulnerable people over the phone, especially the elderly, due to the fact that people have grown accustomed to verifying their identity with their social security number.

How to protect yourself and those around you from malicious robocalls

Scammers know to target the elderly and vulnerable, never answer a number you don’t recognize. Smartphones can even alert you with a “ Scam Likely ” caller ID to help people remain protected (find out how to activate it here ).

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