Medicare Blog

wife under age 65 on ssdi when can spouse under age 65 get medicare

by Mr. Aron Borer Published 2 years ago Updated 1 year ago

Anyone with a disability may qualify for Medicare before age 65. Most people younger than 65 who receive Social Security Disability Insurance (SSDI) benefits can get Medicare 24 months after they become eligible for disability benefits.

Can younger spouse qualify for Medicare?

Traditional Medicare includes Part A (hospital insurance) and Part B (medical insurance). To qualify for Medicare, your spouse must be age 65 or older. If your spouse is age 62 (or any age under 65), he or she could only qualify for Medicare by disability.

Can my wife get Medicare if I on disability?

Does Medicare cover people's spouses? Medicare offers federal health insurance coverage for those aged 65 years and over, as well as those with a permanent disability. Medicare does not cover spouses specifically. However, some spouses qualify based on the work record of their spouse or a former spouse.

Will my non working spouse who turns 65 before me get Medicare at age 65?

Yes, in most cases your spouse is eligible for Medicare at age 65, even if he or she never worked. Your spouse might have to pay a monthly premium for Medicare Part A if you or your spouse hasn't worked long enough to qualify for premium-free Part A.

Can I enroll in Medicare under my spouse?

To qualify for Medicare, you need to have paid into the Social Security system. Just like with Social Security benefits, you can qualify for Medicare coverage under your spouse's record.

When can a disabled spouse claim spousal benefits?

least 62 years oldTo be eligible for Social Security Spouse's benefits, you must: Be married for at least one continuous year to someone who receives Social Security retirement or disability benefits. Be at least 62 years old or caring for a child (under age 16 or disabled) of the retired or disabled worker.

What happens to my SSDI if I get married?

Social Security Disability Insurance (SSDI) To receive SSDI, you have to fit the Social Security Administration's (SSA's) definition of disability, but you can be unmarried or married. Getting married won't ever effect SSDI benefits that you collect based on your own disability and your own earnings record.

Can I go on Medicare at 62?

En espaƱol | Nobody can become eligible for Medicare before age 65, unless he or she qualifies at an earlier age on the basis of receiving Social Security disability benefits.

How does Medicare work for married couples?

There are no family plans or special rates for couples in Medicare. You will each pay the same premium amount that individuals pay. Here's what to know about costs: Medicare Part A, hospital coverage, has no monthly cost for most people who worked or have a spouse who worked and is eligible for Social Security.

What happens when one spouse goes on Medicare and the other isn't eligible?

Medicare will only cover you, not your spouse or children if they are not eligible on their own. This is where problems begin, especially when a working spouse is older than a non-working spouse. Say the working spouse turns 65, retires, and claims Medicare. The other spouse is only 61.

How do I apply for spousal Medicare benefits?

Form SSA-2 | Information You Need to Apply for Spouse's or Divorced Spouse's Benefits. You can apply: Online, if you are within 3 months of age 62 or older, or. By calling our national toll-free service at 1-800-772-1213 (TTY 1-800-325-0778) or visiting your local Social Security office.

Who is eligible for Medicare?

Generally, Medicare is available for people age 65 or older, younger people with disabilities and people with End Stage Renal Disease (permanent kidney failure requiring dialysis or transplant). Medicare has two parts, Part A (Hospital Insurance) and Part B (Medicare Insurance).

What are spousal Social Security benefits?

If they qualify, your ex-spouse, spouse, or child may receive a monthly payment of up to one-half of your retirement benefit amount. These Social Security payments to family members will not decrease the amount of your retirement benefit.

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