Medicare Blog

if you have medicare what va group are you in

by Maurice Bergstrom Published 2 years ago Updated 1 year ago
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All veterans who qualify for VA health benefits are assigned to a priority group numbered 1 through 8, with 1 being the highest and 8 being the lowest.

Full Answer

Can you have Medicare Part A and VA benefits?

Aug 10, 2018 · Medicare Part B (Medical Insurance) and VA Benefits. Medicare Part B can provide you with medical coverage and services outside of the VA health system. Therefore, it is recommended that you enroll in Medicare Part B in addition to your VA benefits. If you wait to enroll in Part B when you are first eligible, you will likely experience gaps in coverage and incur …

How do I find a Medicare plan that works with VA benefits?

If you’re currently enrolled or newly enrolled in the VA health care program, and you served in a theater of combat operations after November 11, 1998, or were discharged from active duty on or after January 28, 2003, you’re eligible for enhanced benefits for 5 years after discharge. During this time, we’ll assign you to priority group 6.

What happens if I sign up for Medicare instead of VA?

Dec 10, 2019 · The Department of Veteran’s Affairs (VA) and Medicare are two separate medical coverage programs. If you served in the military, you might have access to VA benefits and Medicare. How do the two types of coverage work together? When You Use a VA Hospital. If you get medical care at a VA hospital, your VA benefits will generally cover the costs.

Do VA hospitals accept Medicare claims?

For more information about Medicaid eligibility and coverage in Virginia, including how to apply, go to www.coverva.org. There are four easy ways to apply for Medicaid: Call Cover Virginia at 1-855-242-8282 to apply on the phone Mon - Fri: 8:00 am to 7:00 pm and Sat: 9:00 am to 12:00 pm.

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How does the VA work with Medicare?

You can have both Medicare and Veterans Affairs (VA) benefits, but Medicare and VA benefits do not work together. Medicare does not pay for any care that you receive at a VA facility. In order for your VA coverage to cover your care, you must generally receive health care services at a VA facility.

Does VA coordinate with Medicare?

The Medicare and VA systems are entirely separate, with no coordination of benefits between them. You would use your VA identity card at VA facilities and your Medicare card anywhere else. You'll find more information at the VA website on how VA care works with other insurance.

What is Priority Group 1 in the VA?

Priority group 1

You have a service-connected disability that we've rated as 50% or more disabling, or. You have a service-connected disability that we've concluded makes you unable to work (also called unemployable), or. You received the Medal of Honor (MOH)
Mar 8, 2022

Is VA primary over Medicare?

For veterans approaching Medicare eligibility, it is common to have questions about whether it is necessary to enroll in Medicare alongside Veterans Affairs (VA) benefits. The short answer is that Medicare does not coordinate with VA benefits.

Is VA creditable coverage for Medicare Part B?

Under Medicare Part B, VA health care is NOT creditable coverage. Creditable coverage under Medicare Part B can only be provided through an employer.Apr 2, 2018

Can the VA bill Medicare?

VA medical centers can bill Medicare Advantage plans (supplemental Medicare), as these are private insurance policies purchased through a third party. By law, however, the VA cannot bill traditional Medicare (Medicare Part A Part B) plans issued by the federal government.Aug 27, 2020

What does VA Priority Group 8 mean?

Priority Group 8: Veterans with income and/or net worth above the VA national income threshold and the geographic income threshold who agree to pay co-pays. Sub-priority a: Non-compensable 0% service-connected veterans enrolled as of January 16, 2003, and who have remained enrolled since that date.

What does VA Priority Group 2 mean?

VA Priority Group 2

Veterans with service-connected disabilities rated by VA as 30% or 40% disabling.

Which VA priority group is best?

The Priority Groups range from 1-8 with 1 being the highest priority. Based on eligibility and income, some veterans may have to pay copay for treatment and some may not be eligible for enrollment. See information about VA copayments. You may be eligible for more than one Priority Group.Sep 21, 2021

Do veterans have to pay Medicare?

Having VA benefits does not affect Medicare costs. You can qualify for premium-free Medicare Part A coverage, but you'll likely have to pay premiums or a monthly fee for your other Medicare coverage depending on your plan.

Who Pays First TRICARE or VA?

Other federal insurance includes medicare, medicaid, VA healthcare, or Indian Health Service coverage. If you are covered by one of these plans they pay before Tricare first. If you are treated for a non-covered condition, Tricare pays first.Aug 8, 2018

Do all veterans get benefits?

All Veterans receive coverage for most care and services, but only some will qualify for added benefits like dental care.Oct 12, 2021

What are VA priority groups and how do they affect me?

When you apply for VA health care, we’ll assign you to 1 of 8 priority groups. This system helps to make sure that Veterans who need care right awa...

What factors will VA use to assign me to a priority group?

We’ll base your priority group on: Your military service history, and Your disability rating, and Your income level, and Whether or not you qual...

Once I’m enrolled in VA health care, will my priority group ever change?

Your priority group may change in some cases, such as if: Your income changes, or Your service-connected disability gets worse and we give you a h...

Priority group 1

We may assign you to priority group 1 if any of the below descriptions are true. You:

Priority group 2

We may assign you to priority group 2 if you have a service-connected disability that we've rated as 30% or 40% disabling.

Priority group 3

We may assign you to priority group 3 if any of the below descriptions are true. You:

Priority group 4

We may assign you to priority group 4 if either of the below descriptions is true. You:

Priority group 5

We may assign you to priority group 5 if any of the below descriptions are true. You:

Priority group 6

We may assign you to priority group 6 if any of the below descriptions are true. You:

Priority group 7

We may assign you to priority group 7 if both of the below descriptions are true for you:

Does Medicare cover VA hospital?

If you get medical care at a VA hospital, your VA benefits will generally cover the costs. This is because the VA uses providers who are covered under the plan, so you won’t necessarily need the institution to submit any claims to Medicare. However, Medicare can also cover services included with your VA medical benefits.

How to file a VA claim?

The process varies depending on the provider’s preferences: 1 The provider can file the claim with the VA, and you only pay any applicable deductibles. You can also choose to use your Medicare benefits. 2 You pay for the fees relating to the services you received, then submit your own claim to the VA. This option takes longer, but it might prove necessary if you can’t get to a VA hospital. 3 Use your Medicare benefits instead of your VA medical benefits. You might prefer this option if you don’t have the money to pay up front for services rendered as described in the second option.

Do you have to pay a penalty for Medicare Part D?

Unfortunately, many patients fail to enroll in a Medicare Part D plan on time. When this happens, they have to pay a penalty. If you have VA coverage, there is a good way to avoid the penalty.

Can Medicare pay for MRI?

If you use Medicare to help pay for an MRI scan, for instance, the VA won’t pick up the rest of the cost. When you get treatment, try to determine which benefits will allow you to pay the least money out of pocket. Deciphering your Medicare and VA benefits options can prove tricky, especially if you’re new to the process.

How many parts does Medicare have?

Medicare consists of 4 parts. Part A. Part B. Part C. Part D. Part A (hospital insurance) coverage is premium-free if you or your spouse paid Medicare taxes while working. If you aren't eligible for premium-free, you may be able to buy Part A.

Can you have both Medicare and Medicaid?

Some people qualify for both Medicare and Medicaid and are called 'dual eligibles.'. If you have Medicare and full Medicaid coverage, most of your health care costs are covered. The Medicaid program is administered by the local Department of Social Services in the city or county where you live.

What is Medicare for seniors?

Medicare. Medicare provides health insurance for Americans age 65 and older who have worked and paid into the system through the payroll tax. It also provides health insurance to younger people with some disability status as determined by the Social Security Administration, as well as people with end stage renal disease ...

How does Medicare work?

Medicare provides health insurance for Americans age 65 and older who have worked and paid into the system through the payroll tax. It also provides health insurance to younger people with some disability status as determined by the Social Security Administration, as well as people with end stage renal disease and amyotrophic lateral sclerosis (ALS). It is funded by pay roll tax premiums and surtaxes from beneficiaries, and general revenue.

What is Medicare for older people?

Medicare provides health insurance for Americans age 65 and older who have worked and paid into the system through the payroll tax. It also provides health insurance to younger people with some disability status as determined by the Social Security Administration, as well as people with end stage renal disease and amyotrophic lateral sclerosis ...

Does Medicare Advantage Plan include dental?

Medicare Advantage Plans may offer extra coverage, like vision, hearing, dental, and other health and wellness programs. Most plans include Medicare prescription drug coverage (Part D). In addition to your Part B premium, you may have to pay a monthly premium for the Medicare Advantage Plan.

Does Medicare Advantage Plan include prescription drug coverage?

Most plans include Medicare prescription drug coverage (Part D ). In addition to your Part B premium, you may have to pay a monthly premium for the Medicare Advantage Plan. Different types of Medicare Advantage Plans are: Part D (Prescription Drug Coverage) is offered to everyone with Medicare.

Does my current health insurance status affect whether I can get VA health care benefits?

No. Whether or not you have health insurance coverage doesn’t affect the VA health care benefits you can get.

Health care benefits eligibility

Not sure if you qualify? Find out if you can get VA health care benefits.

Health needs and conditions

Find out how to access VA services for mental health, women’s health, and other specific needs.

Disability benefits

Have an illness or injury that was caused—or made worse—by your active-duty service? Find out if you can get disability compensation (monthly payments) from VA.

Is VA drug coverage good?

VA prescription drug coverage is seen as creditable, i.e., as good as Medicare. For this reason, you would not face late penalties if you signed up for a Medicare Part D plan at a later time. Still, there could be benefits to enrolling in a Part D plan.

Do you pay monthly premiums for VA?

While you may pay monthly premiums and annual deductibles for each part of Medicare, the same does not hold true for VA Health Care. There are no monthly premiums or deductibles for VA care. There are, however, copays to be paid.

What are the benefits of VA?

Hearing and vision coverage is offered to veterans with the following: 2 1 Compensable service-related disability 2 Functional or cognitive impairment that decreases the ability to perform activities of daily living 3 Permanent homebound status 4 Prisoner of War 5 Purple Heart 6 Service-related hearing disability with a loss of communication ability 7 Title 38 United States Code (U.S.C.) 1151 benefits 8 Vision and/or hearing impairment related to a condition managed at the VA (e.g., cataracts, diabetes, stroke) 9 Vision and/or hearing impairment that interferes with the veteran’s medical treatment

Is Medicare dependent on age?

Medicare for end-stage renal disease has its own set of requirements. VA Health Care eligibility, on the other hand, is not dependent on age or disability. It is determined based on service. People who served in the active military, naval, or air service are eligible if: They served before September 7, 1980.

Does Medicare cover everything?

Medicare does not cover everything. What especially stands out is that they do not pay for routine dental care or dentures, routine hearing exams or hearing aids, or routine vision exams or corrective lenses. Some Medicare Advantage plans could offer coverage for these services as a supplemental benefit, but that could require higher monthly premiums.

Is VA funding guaranteed?

Funding for VA Health Care is not guaranteed. The Department of Veterans Affairs submits a budget to the federal government every year, but there is no guarantee that the requested dollar amount will be appropriated. A lower budget could mean reduced coverage or loss of coverage altogether for people in lower priority groups.

Is Medicare Part D good?

Medicare Part D. VA prescription drug coverage is seen as creditable, i.e., as good as Medicare. For this reason, you would not face late penalties if you signed up for a Medicare Part D plan at a later time. Still, there could be benefits to enrolling in a Part D plan.

Can veterans get Medicare?

How Veterans Can Make Sense of Medicare and VA Benefits. Veterans who receive health care benefits through the U.S. Department of Veterans Affairs (VA) can also enroll in Medicare upon turning 65. Because each offers different benefits, having both at your disposal will broaden your health insurance coverage options.

How long do you have to serve in the military to get VA benefits?

The minimum duty requirements for VA benefits call for 24 months of continuous service, which also applies to members of the National Guard and the Reserves. But because there are many exceptions ...

What happens if you don't enroll in Part B?

If you don’t enroll in Part B when you’re first eligible and later change your mind, you will likely have to pay an ongoing late-enrollment Part B premium penalty of 10% for every 12-month period that you didn’t have it.

What is Medicare Supplement Insurance?

A veteran may choose to supplement their Medicare coverage with a privately administered Medigap Insurance plan (also called Medicare Supplement Insurance), which helps cover the out-of-pocket costs associated with Medicare, such as deductibles, copayments, coinsurance and other fees.

Who is Christian Worstell?

Or call 1-800-995-4219 to speak with a licensed insurance agent. Christian Worstell is a health care and policy writer for MedicareSupplement.com. He has written hundreds of articles helping people better understand their Medicare coverage options.

What Does the Department of Veterans Affairs Cover?

It's important to remember that the VA only covers care when you go to a VA facility. Your condition does not have to be related to your service.

Should You Sign Up for Medicare Part A If You Get VA Benefits?

Original Medicare includes two parts, A and B. Medicare Part A provides outpatient care received in a hospital or skilled nursing facility (SNF). And we nearly always recommend signing up for Medicare Part A – even if you get VA health benefits.

Should You Sign Up for Medicare Part B If You Get VA Benefits?

Medicare Part B is the second half of Original Medicare. It covers inpatient medical services like doctor appointments, mental health care, and durable medical equipment.

When Should You Sign Up for Medicare?

U.S. citizens age 65 and older qualify for the Medicare program. You may also be eligible if you collect either Railroad Retirement Board (RRB) or Social Security disability benefits for 24 months. In addition, people who have ALS (Lou Gehrig's disease) or end-stage renal disease (ESRD) qualify for Medicare.

Do Vets Need a Medigap Plan?

Medicare Supplement Insurance, more commonly known as Medigap, helps pay your out-of-pocket costs when you have Original Medicare. If you plan to rely more on your Medicare benefits than your VA coverage, you may want to sign up for a Medigap plan.

Do You Need Medicare Advantage If You Have VA Benefits?

Medicare Part C, more commonly known as Medicare Advantage, provides the same coverage as Original Medicare. However, most Advantage plans provide additional benefits, like prescription drug coverage and routine dental care.

What Does Medicare Part D Cover?

Medicare Part D provides prescription drug coverage, something not included with Original Medicare. You can get these benefits with a Medicare Advantage Prescription Drug plan (MA-PD). Or, you can join a standalone Part D prescription drug plan (PDP).

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