Medicare Blog

what medicare supplemental insurance offers silver sneakers

by Rebeka Reichel PhD Published 2 years ago Updated 1 year ago
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Insurance plans that offer SilverSneakers include Humana, Aetna

Aetna

Aetna Inc. is an American managed health care company that sells traditional and consumer directed health care insurance and related services, such as medical, pharmaceutical, dental, behavioral health, long-term care, and disability plans, primarily through employer-paid insuranc…

, Avmed, Kaiser Permanente, Wellcare and United Healthcare

UnitedHealth Group

UnitedHealth Group Incorporated is an American for-profit managed health care company based in Minnetonka, Minnesota. It offers health care products and insurance services. It is the largest healthcare company in the world by revenue, with 2018 revenue of $226.2 billion and 115 million cu…

. Many Medicare beneficiaries enjoy SilverSneakers, which is a free fitness program that allows them access to gyms, weight training, group fitness classes, health education and fitness-related events.

You can only get SilverSneakers if you're enrolled in a participating Medicare Advantage or Medicare Supplement plan.
  • AARP.
  • Aetna.
  • Amerigroup.
  • Anthem.
  • BlueCross BlueShield.
  • Bankers Life.
  • CareFirst.
  • Clover.
Sep 15, 2020

Full Answer

What insurances offer Silver Sneakers?

Some Medicare Advantage plans offer valuable additional benefits, such as:

  • Vision coverage
  • Dental coverage
  • Hearing coverage
  • Fitness program coverage (including gym memberships or discounts)
  • Transportation to doctor visits
  • Over-the-counter drug coverage
  • Other services that promote health and wellness

Which Medigap plans have Silver Sneakers?

Programs offered under Medicare Advantage and Medicare Supplement Plans typically include the SilverSneakers Program. These plans have a wide range of benefits available at different price points. To search for a Medicare Advantage or Supplement Plan that offers this benefit, the SilverSneakers program developed a search tool with all the insurance programs that offer their service.

What are Medicare supplement plans include Silver Sneakers?

SilverSneakers® is sort of like a gym membership included in your Medicare plan (if your plan includes it as a benefit – not all plans do). The program includes various kinds of fitness classes with a focus on aging and senior health, hosted at local YMCAs, wellness centers, and local gyms, like select Planet Fitness locations.

What companies offer Medicare Advantage plans currently?

U.S. News & World Report analyzed and ranked insurance companies' offerings in each state based on their 2022 CMS star ratings. They define a Best Insurance Company for Medicare Advantage Plans as a company whose plans were all rated as at least 3 out of 5 stars by CMS and whose plans have an average rating of 4.5 or more stars within the state.

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What supplemental plans offer Silver Sneakers?

Both Medicare Advantage and Medicare Supplement insurance (also known as Medigap) plans offer SilverSneakers benefits. Be sure to carefully review all of the plans available in your local area.

Does Medigap plan G include Silver Sneakers?

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Does Medicare Part B Cover Silver Sneakers?

Original Medicare (Parts A and B) does not cover gym memberships or fitness programs. Since SilverSneakers falls under this category, original Medicare doesn't cover it. However, gym memberships and fitness programs, including SilverSneakers, are often covered as an additional benefit in Medicare Part C plans.

Is Silver Sneakers being discontinued?

Some of these include AARP Silver Sneakers (also known as United Healthcare), but they have discontinued this relationship in several states. Many Medicare supplement and Medicare Advantage insurance plans include this benefit at no extra cost.

Which Medicare supplements offer gym membership?

The Silver Sneakers program is available to men and women age 65 and over. The program offers memberships to many gyms and fitness centers across the country.

Does Aetna plan G have silver sneakers?

Unfortunately, Medicare Supplement plans through Aetna do not offer SilverSneakers. For the most part, Medicare Advantage plans through this carrier include a Silver Sneaker benefit. But, even some of the Medicare Advantage plans charge an extra fee for the gym benefit.

Does Medicare Part C cover Silver Sneakers?

Part C Advantage plans are allowed by Medicare to include extra benefits, like dental, vision, hearing services, and membership in Silver Sneakers or similar gym programs.

What is AARP Silver Sneakers?

SilverSneakers is a health and fitness program designed for adults 65+ that's included with many Medicare Plans. SilverSneakers members can: Access live online fitness classes and an on-demand video library of prerecorded workouts.

Does AARP pay for gym membership?

It includes: A free gym membership. Access to our nationwide gym network of gyms and fitness locations—the largest of all Medicare fitness programs. View thousands of on-demand workout videos and live streaming fitness classes.

Why did United Healthcare drop silver sneakers?

According to Sam Warner, who leads UHC's Medicare Advantage product team, the company's move away from SilverSneakers® is to “reach a broader portion of our membership” with a “wider variety of fitness resources.” Warner noted that “over 90 percent of policyholders who are eligible for SilverSneakers® “never step foot ...

What is the difference between silver sneakers and renew active?

UnitedHealthcare Medicare plans that once covered SilverSneakers membership have replaced that coverage with a program called Renew Active. Renew Active is similar to SilverSneakers but also incorporates brain health activities.

Does United Healthcare Plan F cover gym membership?

It includes: A free gym membership. Access to our nationwide gym network of gyms and fitness locations—the largest of all Medicare fitness programs. View thousands of on-demand workout videos and live streaming fitness classes.

Does Medicare automatically include Silver Sneakers?

No, not all Medicare plans include Silver Sneakers. However, for qualifying Medicare plans, it is included automatically at no additional cost.

Does Medicare Supplement Plan G cover Silver Sneakers?

Most Plan G's nowadays no longer come with Silver Sneakers because of lack of use by beneficiaries.

How Do I Get Silver Sneakers?

To get Silver Sneakers you need to enroll in a qualifying Medicare Advantage plan. Most Medicare supplements no long cover Silver Sneakers.

Do I Qualify For Silversneakers

Eligibility for SilverSneakers is simple. In order to be eligible, you must be:

How Do I Choose A Plan That Includes Silversneakers

Keep in mind you should always choose your health plan based on the medical benefits it offers, not simply because the plan includes SilverSneakers. While a free gym membership is a valuable benefit, medical costs can add up quickly and can become a much larger burden if you don’t have the right insurance plan for your medical needs.

Does Medicare Supplement Plan G Cover Gym Memberships

Staying in shape is important at any age, but its especially important when you start to age. One easy way to accomplish this is to go to the gym. But this can get expensive, especially if you dont use it a lot. Does Original Medicare or Medigap coverage include gym memberships? Well reveal the answer below.

What Is Mutually Well

Mutually Well is a healthy lifestyle program designed for adults ages 50 and over that includes the following perks for Mutual of Omaha Medigap members.

What Medicare Supplement Plans Include Silversneakers

Most Medicare Supplements do not offer SilverSneakers®, but as of 2021, some plans are starting to include this free fitness membership program.

Which Is Better Medicare Advantage Or Supplements

Its important to know that Medicare Advantage plans are much different than Medicare supplement plans and you cannot have both at the same time. While Silver Sneakers is a nice perk, it may not be reason enough to choose one policy over the other. Its a good idea to discuss the differences with an independent agent before enrolling.

What Insurance Plans Include The Silversneakers Fitness Program

SilverSneakers is a popular fitness program offered through select Medicare plans to adults ages 65 or older. Members get access to exercise classes and events held at their local gyms or fitness facilities.

What is silver sneakers?

Silver Sneakers is the name of an organization that provides gym and fitness class memberships to people who are 65 and older and are eligible for Medicare coverage. Silver Sneakers programs are available in over 13,000 locations in the United States.

What are some outdoor activities that Silver Sneakers does?

Some of the outdoor activities include tai chi, yoga, or walking . Silver Sneakers even offers on-demand videos of classes and work outs that you can do at home. You can download their fitness app to your smart phone or tablet and take your workouts with you wherever you go.

Do Silver Sneakers have free gyms?

They offer free fitness programs in gyms, pools, and even outdoors. As a member of Silver Sneakers, you have access to a gym’s cardio equipment, pool, weights, and fitness classes lead by certified instructors. If you prefer being outside, there are programs that arrange member meetings at parks or recreation centers.

What Insurance Plans Include the SilverSneakers Fitness Program?

SilverSneakers is a popular fitness program offered through select Medicare plans to adults ages 65 or older. Members get access to exercise classes and events held at their local gyms or fitness facilities.

Medicare Providers That Cover SilverSneakers

Several large health insurance companies provide SilverSneakers membership at no cost to enrollees. This makes sense, as insurance providers have a financial interest in the long-term health of their customers and exercising has proven to have tremendous benefits.

SilverSneakers Eligibility and Coverage Areas

Any Medicare-eligible individual age 65 years or older is eligible for SilverSneakers. However, to actually get this coverage, you have to be officially enrolled in Medicare Advantage or a Medicare Supplement plan that offers membership to the program.

What Parts of Medicare Cover SilverSneakers?

The SilverSneakers program is not included under all parts of the Medicare umbrella. Namely, Original Medicare (which includes both Medicare Part A and Medicare Part B) does not offer the program as a benefit.

What are the Benefits of SilverSneakers?

SilverSneakers hosts group fitness classes in 17,000 gyms and community facilities across the United States. Additionally, its FLEX program covers 80 different activities outside of the gym environment, from outdoor walking to yoga to strength training — all of which are activities promoted by public health organizations to benefit older adults.

Which Plans Offer Silver Sneakers

Remember most plans do not offer Silver Sneakers. Check out our Silver Sneakers Search tool to see if there are any in your area. You can see which Medigap plans participate in Silver Sneakers and can get quotes and apply directly.

Aetna Medicare Advantage Plan Benefits Focus On Your Well

Most Medicare Advantage plans from Aetna offer a wide range of benefits in addition to SilverSneakers membership. These benefits are designed to help take care of your total health.

When Can I Enroll In A Medicare Advantage Or Medicare Supplement Plan

The Annual Enrollment Period is from October 15 December 7, which is the time of year many Medicare beneficiaries can enroll in new plans or make changes to existing ones.

How We Reviewed Medicare Providers

Even Medicare health plans with a national presence can vary locally in their cost, quality, and customer satisfaction.

How Can I Find A Medicare Plan With Silver Sneakers

If you are eligible for Medicare, you may select to enroll in an advantage or supplement plan which includes Silver Sneakers benefits, if it is available in your geographic area. The program is currently included in many Medicare advantage, Medicare supplement and group retiree plans nationwide.

Which Medicare Supplement Plans Include Sneakers

Currently in Georgia there are only three marketers that include a Sneakers membership when you buy their Medigap coverage. That would be Anthem/Blue Cross, Humana and United Healthcare through AARP.

Does Original Medicare Cover Silversneakers

Original Medicare does not provide the SilverSneakers program as a benefit.

When to enroll in Silversneakers Advantage Plan?

If you missed the open enrollment, you have to wait, and enroll between October 15 and December 7 or switch to a Medicare advantage plan with SilverSneakers benefits.

What is a silver sniper?

SilverSneakers is a fitness program that is specifically targeted to seniors in order to help them stay fit and healthy. In participating fitness and wellness centers, gyms and YMCAs and currently also online, you will find specially trained instructors to teach SilverSneakers classes.

How long does Medicare enrollment last?

You will have an ‘initial enrollment’ period for Medicare that lasts from 6 months prior to 6 months past your 65th birthday. If you miss this time period, you may be able to join a supplemental policy at a later time, but you won’t have a ‘guaranteed right’ to be accepted anymore.

Can you get Medicare Advantage with Silver Sneakers?

If you are eligible for Medicare , you may select to enroll in an advantage or supplement plan which includes Silver Sneakers benefits, if it is available in your geographic area. The program is currently included in many Medicare advantage, Medicare supplement and group retiree plans nationwide. You may use the SilverSneakers Health Plan Locator ...

Can you join Silversneakers at any time?

However, if a 5 Star Rated Medicare advantage plan with SilverSneakers is available to you, you may join that plan at any time during the year. Check with Medicare.gov for available 5 Star Rated Medicare advantage plans in your area.

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